Charmy was born in Mumbai and her family is of Punjabi-Sikh background. She studied in Carmelite Convent English High School in Vasai. She made her acting debut in the 2002 Telugu film Nee Thodu Kavali, in which she acted as a housewife at a young age of 15. This film was a flop, but helped Charmy in getting noticed by the south Indian film industry. Her next film was Kadhal Azhivathillai. During this time she acted in a Malayalam film directed by Vinayan named Kattuchembakam. Her re-entry to Telugu films happened with Neeke Manasichhaanu a film with Sreekanth; then in Sri Anjaneyam, directed by Krishna Vamsi, was followed by another drama film Chanti, paired against Ravi Teja. She finally got a big break in Telugu with Gowri in which she was paired with Sumanth. In 2012, she made special appearances in films such as Dhamarukam, Naayak and Yaare Koogadali. She then appeared in Hindi films such as Zila Ghaziabad and R... Rajkumar. Recently, she was starred in the film Jyothy Lakshmi directed by Puri Jagannadh. Her next film, Pratighatana in which she played a journalist was her 50th film. She is a noted Indian film actress, and producer known for her works predominantly in Telugu cinema, as well as few Tamil, Malayalam,Kannada, and Bollywood films. Her most important box office hits such as Mass, Anukokunda Oka Roju, Pournami, Rakhi. Her future film is Rum.