Erica Fernandes was born in a konkani family and her parents, Ralph Fernandes, a model and interior designer, and Lavina, had originated from Mangalore, Karnataka. She did her schooling from Holy Cross High School and completed her college from SIES College of Arts, Science, and Commerce, Sion. For further studies, she pursued her Bachelors in Arts from St. Andrew's College, Mumbai but dropped out to pursue her modelling career. Since 2010, she has taken part in pageants and notably won Pantaloons Femina Miss Maharashtra 2011 amongst other titles. Shewas selected to play the lead role in the bilingual Virattu / Dega instead, featuring alongside newcomer Sujiv, son of the director Kumar. Sasi offered her a role of a software engineer in the film alongside Bharath. Due to the delay of her other films, Ainthu Ainthu Ainthu became her first release. In 2014, she made her debut in Kannada with the film Ninnindale featuring alongside Puneet Rajkumar, which was followed by her debut Hindi film Babloo Happy Hai, directed by Nila Madhab Panda. In February 2014, Virattu eventually released. Its Telugu version however was pushed to late 2014 and Galipatam became her first Telugu release. The film received decent reviews from critics. Her next film is Vizhithiru.